Licensed Roofing Contractor · CCC-1335099 · HVHZ Certified

This is one of the most common situations AGK resolves in South Florida. Many roofing contractors — particularly smaller or unlicensed operations — complete the roof replacement, collect payment, and never pull the required permit. The property owner often doesn't know until a violation notice arrives, an insurance inspector flags it, or it surfaces in a title search.

The solution is an after the fact roofing permit. AGK inspects the existing roof, verifies whether it meets current Florida Building Code and HVHZ product approval requirements, prepares and submits a complete after the fact permit application to the correct building department, makes any required corrections, and passes the final inspection to officially close the permit. Call (954) 807-3455 for a free roof inspection — we identify upfront whether the existing installation can be permitted as-is or whether corrections are needed.

Not necessarily — and this is the first question every property owner asks. Whether an unpermitted roof can be permitted after the fact without replacement depends entirely on whether the existing installation meets current Florida Building Code and HVHZ product approval requirements. If the roof was installed correctly with approved materials but just without a permit, it can often be permitted as-is — requiring only the after the fact permit application and a passed inspection.

If the roof was installed with non-HVHZ materials in Miami-Dade County, or with materials that have since been removed from Florida's Product Approval list, corrections or partial replacement may be required before the permit can be closed. AGK assesses this during the free roof inspection and gives you a clear answer upfront before any work begins. We never recommend replacement unless it is genuinely required to achieve compliance.

An open roofing permit is one that was pulled by a contractor before the work began — correctly — but where the final inspection was never scheduled and passed after the work was completed. The permit shows as "open" in the building department's records indefinitely until the final inspection is completed and the permit is officially closed. Open roofing permits appear in every title search and are one of the most common issues that delay South Florida real estate closings.

Closing an open roofing permit requires a licensed roofing contractor to assess the existing roof, determine whether it passes current code, perform any required corrections, and schedule and pass the final inspection with the building department. AGK holds an active Florida Roofing Contractor license (CCC-1335099) and handles open roofing permit closures throughout Miami-Dade and Broward County. In straightforward cases where the roof meets code, we have closed open roofing permits in as little as 2 weeks.

Yes — and this is one of the most serious consequences of an unpermitted roof in South Florida. Florida homeowner's insurance carriers can deny claims on properties with unpermitted roofing, cancel or non-renew policies when unpermitted roofing is discovered during wind mitigation inspections, and apply surcharges for roofs that lack permit documentation. Citizens Property Insurance — Florida's insurer of last resort — applies particularly strict standards around roofing permit compliance.

The practical risk is this: you pay your premiums for years, a storm damages your roof, you file a claim, the adjuster discovers the roof has no permit, and the claim is denied. At that point you have both a damaged roof and no insurance coverage to pay for it. Resolving the roofing violation and closing the permit proactively — through AGK's after the fact permit process — protects your coverage and ensures your insurance is valid when you need it most.

Yes — even emergency hurricane repair work requires a permit in Florida. The Florida Building Code does allow certain emergency protective measures — such as tarping — without a permit, but any actual roofing repairs or replacement, even in an emergency, requires a permit to be pulled before or shortly after the work begins. This is frequently misunderstood, and many South Florida property owners who had roofs repaired after hurricanes Irma, Dorian, or Ian have unpermitted roofing as a result.

AGK Construction & Roofing handles after the fact permits for post-hurricane roofing regularly. We assess the existing repair work, determine whether it meets HVHZ standards, and obtain the retroactive permit. In many cases post-hurricane roofing violations can be resolved without replacing the roof — the work was done correctly, it just wasn't permitted. Call (954) 807-3455 for a free assessment.

This is one of AGK's most time-sensitive situations and we treat it as a top priority. For open roofing permits where the existing roof meets current Florida Building Code — meaning only a final inspection is needed — we have closed permits in as little as 2 weeks in cases where the building department can schedule an inspection quickly. For permits that require corrections or after the fact permit applications, the process typically takes 3 to 6 weeks.

The moment an open roofing permit surfaces in your title search, call (954) 807-3455 directly. We schedule a roof inspection within 24 to 48 hours, assess the situation, and give you a realistic timeline immediately. We also communicate directly with your real estate agent and closing attorney so everyone knows where the permit stands throughout the process.

Miami-Dade County's High Velocity Hurricane Zone requires roofing products that carry a specific Florida Product Approval with HVHZ designation. Not all Florida-approved products carry HVHZ approval — products must be tested and approved specifically for the high-wind conditions of the Miami-Dade area. The Florida Department of Business and Professional Regulation maintains the official Florida Product Approval database where approvals can be verified.

For property owners, the practical implication is simple: do not let any roofing contractor install products on your Miami-Dade property without first verifying their HVHZ Florida Product Approval number. If a contractor installs non-HVHZ products, the work will fail inspection and you will face a roofing violation. AGK uses only HVHZ-approved products on all Miami-Dade County roofing projects and provides the product approval NOA documentation as part of every permit package.