HVHZ Certified · Citizens Insurance Eligible · All Permits Handled

A properly installed tile roof in South Florida typically lasts 40 to 50 years — making it the longest-lasting roofing system available for residential properties in this climate. The tile itself is extremely durable in South Florida's heat, UV exposure, and humidity. What wears out first is typically the underlayment beneath the tile — which is why a quality HVHZ-compliant underlayment installation is just as important as the tile itself.

The 40 to 50 year lifespan is achievable only with a correctly specified and installed HVHZ underlayment system. Older tile roofs — particularly those installed before modern HVHZ requirements — may have underlayment that deteriorates in 20 to 30 years even when the tile is still in good condition. AGK assesses your existing underlayment condition during the free inspection and advises you on whether you need a full re-roof or just an underlayment replacement.

Tile roof replacement in South Florida is more expensive than shingle roofing — reflecting the longer lifespan, heavier materials, more complex installation, and additional structural considerations. Costs vary based on roof size and pitch, tile profile and manufacturer, underlayment system, whether structural upgrades are needed to support tile weight, and city permit fees.

AGK Construction & Roofing provides a detailed written proposal after a free on-site inspection — including all material costs, labor, structural assessment, permit fees, and the complete wind mitigation documentation package. We do not publish price ranges because tile roofing costs are genuinely too variable without knowing your specific roof. Call (954) 807-3455 to schedule your free inspection.

Yes — if your tile is in good condition but the underlayment has deteriorated, we can remove the tile carefully, replace the underlayment system with a new HVHZ-compliant two-ply modified bitumen system, and re-install your original tile. This is significantly less expensive than a full tile replacement and extends the life of your existing tile for another 20 to 25 years.

Whether underlayment-only replacement is feasible depends on the condition of your existing tile — specifically whether enough undamaged tile can be removed and re-installed without breakage. AGK assesses this during the free inspection. If more than 20 to 30 percent of the tile would need to be replaced due to breakage during removal, a full tile replacement typically makes more financial sense.

Yes — Citizens Property Insurance allows tile roofs up to 25 years old, compared to only 15 years for shingle roofs. This is one of the most important financial advantages of tile roofing in South Florida. A tile roof gives you 10 additional years of Citizens eligibility over shingle — meaning you can maintain Citizens coverage for a longer period before a roof replacement is required to keep coverage.

For Citizens coverage, the tile roof must have been properly permitted and inspected — unpermitted tile roofing does not qualify regardless of age or condition. AGK provides the complete permit documentation, building department inspection records, and Florida Product Approval NOAs that Citizens requires to verify a tile roof's compliance and age eligibility.

Most HOAs in South Florida that require tile also require architectural review committee approval before a roof replacement begins — including approval of the tile profile, color, and manufacturer. This is a separate process from the city building permit and must be completed before work starts. AGK coordinates with your HOA architectural committee as part of our standard process — we submit the required documentation, tile samples, and product specifications on your behalf.

We need your HOA's contact information and any written guidelines about approved tile profiles and colors before we finalize your tile selection. Once HOA approval is received, we proceed with the city permit application. In most cases both processes can be run in parallel to minimize total timeline.

Sometimes — particularly when converting from shingle to tile or replacing an older tile system with a heavier modern tile profile. Concrete tile is significantly heavier than asphalt shingles — typically 900 to 1,100 pounds per square versus 250 to 350 pounds per square for shingles. The roof structure must be engineered to support the additional load. For most South Florida homes originally built with tile, the structure is already designed for tile weight. For homes originally built with shingles that want to upgrade to tile, a structural engineer assessment is required.

AGK assesses the structural capacity of your roof during the free inspection. If a structural engineering report is required, we coordinate with a licensed structural engineer and include the engineering documentation in the permit application. This is a routine part of tile roof permitting in South Florida and is handled as part of our standard process.

Yes — completely. Tile roof permit applications are significantly more complex than shingle permit applications — requiring tile and underlayment NOAs, structural calculations in many cases, and detailed installation method documentation. AGK handles the entire permit process from application through final inspection closure. You never deal with the building department at any stage.

A tile roof replacement requires a building permit in every city and municipality across Miami-Dade and Broward County. Any contractor who offers to replace your tile roof without permits is putting you at serious risk — an unpermitted tile roof is a code violation, creates insurance problems, and will surface in every future title search on your property.